The Shake Up
Well… I did it. I liquidated my entire portfolio except for DIVO, then consolidated and simplified everything. I optimized for tax efficiency so that my real return at the end of the year is higher. Here’s where I landed. TICKER ALLOCATION MUNY 25% DGRW 18% DIVO 20% IDVO 20% QQQI 17% I did as much
The Light Review
It was a good year. I started it with a monthly dividend income of $86.16 and ended it at $131.18. I actually earned a little less in side hustle income than last year. And I did not complete my online surveys and tasks goal or my churning goal. But I feel compelled to keep pushing.
The Reallocation
Reallocation to apportion or distribute (something) in a new or different way I’m not talking about investing with this title. I’m talking about resources. Yes, that includes money, but it also refers to time. Right now I’m getting about a 5% yield on my Beer Money Dividends portfolio. I’ve been building it for 3 years
The New Goal
Like many others, I start projects with an enthusiasm and gusto only to abandon them later. I started Beer Money Dividends that way. I didn’t fully expect it to work out. I almost gave up after a month, then again after a few more months. It’s been three years now since I first posted. I
2026 GOALS AND MILESTONES
| $200/month from dividends |
| $50,000 total invested |
| $5,000 earned from trading stocks |
| $1,000 earned from online surveys and tasks |
| $1,000 earned churning |
ARCHIVES
- January 2026
- December 2025
- November 2025
- October 2025
- September 2025
- July 2025
- May 2025
- April 2025
- March 2025
- January 2025
- December 2024
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- January 2024
- December 2023
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- August 2023
- July 2023
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
CURATED RESOURCES
Dividend Investing Strategies for Beginners: A Simple Guide to Building Passive Income
Learn how to build passive income and grow wealth with beginner-friendly dividend investing strategies that focus on consistency, diversification, and long-term growth.
Dividend Diplomats
Two 30 something’s blogging about investing, frugality, passive income and reinvesting dividends for financial freedom.
Dividend Growth Investor
A long term buy and hold investor who focuses on dividend growth stocks.
Doctor Of Credit
Bank account and credit card bonuses.
Financial Independence Flow Chart
A good, general guide for how to allocate additional savings.
Source: r/financialindependence
r/Beermoney
A community for people to discuss online money-making opportunities.
